Question

Saving money is easy when you don’t have anything to spend it on, but what happens when things come suddenly that demand some of your hard-earned money? These are called expenses (開銷).

Chances are, most of your basic living expenses — food, shelter, clothing, medical care — are covered by your family. But perhaps you and your family have agreed that you’ll pay for certain other expenses out of your own money, such as cell phone bills, after-school snacks, jewelry, or club fees (費(fèi)用).

Expenses that happen regularly, like every week or month, are called “fixed” expenses. The good news is that because you know when these expenses are coming, you can plan for them. But life is full of surprises, and sometimes these surprises turn into expenses, too. You might have an emergency like fixing a flat tire on your bike, or something unusual like the class trip to Six Flags. These are called “unexpected” expenses and if you are smart with your money, you’ll plan for these as well.

Here’s a secret when it comes to saving money: if you think of it as a regular expense, it’ll be easier to put a certain amount aside. Tell yourself that the $20.00 you are trying to save up every month is something you must do, and there’s no getting around it.

What kinds of fixed expenses do you have? Can you think of any unexpected expenses that have come up for you in the past? Can you think of any you might have now or in the near future?

1.Which of the following expenses is most probably paid out of your own money?

A. Money spent on medicine. B. Money spent on clothing.

C. Money spent on sports. D. Money spent on meals.

2.Which of the following is an “unexpected” expense?

A. Changing a new tire. B. House rent.

C. Buying snacks. D. Paying for cell phone bill.

3.According to the author, what can make saving money easier?

A. Trying your best to prevent emergencies.

B. Earning as much as you can after class.

C. Cutting most of your expenses.

D. Putting some money aside as a regular expense.

4.The underlined part in the 4th paragraph means “_____________”.

A. you can’t let out this secret

B. there is no other choice

C. you have other solutions to it

D. there’s no point in arguing about it

Answer 1

1.C

2.A

3.D

4.B

【解析】

試題分析：省錢通常是一件簡(jiǎn)單的事——如果你沒有什么地方需要花錢的。但是生活通常充滿了不確定性，所以花錢的地方經(jīng)常防不勝防。我們有什么方法來省錢？

1.細(xì)節(jié)理解題。根據(jù)“But perhaps you and your family have agreed that you’ll pay for certain other expenses out of your own money, such as cell phone bills, after-school snacks, jewelry, or club fees (費(fèi)用).” 可知，關(guān)于運(yùn)動(dòng)的錢需要你自己付 。因此選C。

2.細(xì)節(jié)理解題。由“You might have an emergency like fixing a flat tire on your bike, or something unusual like the class trip to Six Flags.”可知，爆胎了換一個(gè)輪胎屬于意外事件無法提前計(jì)劃。 故選A。

3.“Here’s a secret when it comes to saving money: if you think of it as a regular expense, it’ll be easier to put a certain amount aside.”可知，省錢秘訣之一是可以把一部分錢現(xiàn)存放在別處 。故選D。

4.推理判斷題。“告訴自己存下這部分錢是必須做的事情，沒有其他的選擇。”只有你自己下決心強(qiáng)迫自己節(jié)省才能真正省下錢。故選B。

考點(diǎn)：社科類短文閱讀。