Question

EAT YOUR VEGETABLES.Wash your hands. Always say  “please” and “thank you”. We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how tomanage their money.
　　Here are some basics that will help guide them their entire lives:
　　Show them the future. If your 13-year-old girl were to save $1.000,invest(投資)it at 8% and add $100 every month, by the time she’s 65,she would have $980,983!
　　Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
　　Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
　　Provide incentive. Tell your children the importance of saving. “For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,” says Cathy Pareto, expert in money planning.
　　Explain your values. Values and money are deeply intertwined, says Eilleen Gallo,co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say, ‘I’d rather save that money for your  education,’” advises Gallo. Every time you spend or don’t spend money, you have a chance to share your values.
小題1:The writer gives some basics to help________ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents’ instructions

C．children manage their money

D．parents save their money

小題2:The writer thinks that, if a child wants to buy something, his parents should________.      .

A．give him some regular pocket money

B．encourage him to put money away for it

C．explain to him the importance of investment

D．tell him to save some money by using a credit card

小題3:The underlined word “incentive” in paragraph 6 means_________.       .

A．honor

B．praise

C．excitement

D．encouragement

小題4:What leads the writer to write this article?_________

A．Parents want to know how to educate their children.

B．He wants to share his good ideas about money matters.

C．He thinks money management the most important for children.

D．Parents care Little about their children’s management of money.

Answer 1

小題1:A
小題2:B
小題3:D
小題4:D

試題分析：本文討論的主要內容是父母在教育孩子理財方面的幾個建議。
小題1:A 細節題。根據文章3，4,5行As a result, our children may grow up with clean hands and good manners, but without any idea how tomanage their money.Here are some basics that will help guide them their entire lives說明本文是關于如何教育孩子處理金錢方面的建議，故A正確。
小題2:B 推理題。根據文章第五段　Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.通過這個例子告訴我們要讓孩子學會存錢來買東西，故B正確。
小題3:D 推理題。根據文章倒數第二段“For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,”說明孩子存下一美元，你可以給他再存一美元，通過這樣的方法來鼓勵孩子學會存錢，故該詞是指鼓勵。D正確。
小題4:D 推理題。根據文章第一段最后2行As a result, our children may grow up with clean hands and good manners, but without any idea how tomanage their money.說明父母在教育孩子理財方面有較大的問題，正是這樣的原因導致作者寫了本文。故D正確。
點評：本文討論的主要內容是父母在教育孩子理財方面的幾個建議。本文主要考查推理題。在解題時要立足已知，推斷未知。立足現在，猜測未來。不能主觀臆想，憑空想象，隨意揣測，更不能以自己的觀點代替作者的觀點;要把握句、段之間的邏輯關系，了解語篇的結構。要體會文章的基調，揣摸作者的態度，摸準邏輯發展的方向，悟出作者的弦外之音。