Question

9．Young people are perhaps better-known for spending money than saving it．But some new banking websites are seeking to change that．These websites offer young people the information and tools they need to watch over their money．The websites also let the users share their financial*experiences with other young people．
Nineteen-year-old Alix Scott has been working at a store this summer．She is saving money to pay for college next year．"I have to save for all my college money because my parents can't offer me enough．So，I have to depend on my own savings，"She said．But instead of putting her money in a local bank，Ms Scott began using SmartyPig，a web-based banking service．She said，"When I do that，I stop the drive to just spend the money．"
Michael Ferrari developed SmartyPig with a friend in 2007．SmartyPig is really all about helping people save for very specific financial goals．So that could be a wedding，a vacation，an I-phone．Mr．Ferrari says SmartyPig opened after he started a college savings account*for his new baby．He says that experience helped him realize the power of saving for a specific goal．Helping other savers pay attention to their goals is the idea behind his online company．
Michael Ferrari said，"For example，I'm saving up for a vacation．I want to save 5，000 dollars．I want to meet this goal in three years．SmartyPig will in fact help you know how much money you need to save every month．You don't have to move from your present bank．We'll actually go in and get those money on the day you refer to every month and we'll put them into your SmartyPig account，where they'll actually increase interest*，as well．"
Twenty-two-year-old Khang Nguyen is studying engineering in college．He likes being able to share his saving goals with his online community．He said，"I think it's actually a good thing that they are able to see it．Like，a group of my friends after they found out，you know，about what I do，they always come ask me for financial advice．"
A growing number of young people have shown an interest in online banking websites like SmartyPig．They like their operation and services and like to share their personal information online．
52．According to the text，users of SmartyPigB．
A．have to go to the bank to enjoy their service
B．can share financial experiences with others
C．must set up their own websites for the service
D．have no information to watch over their money．
53．Why did Alix Scott depend on her own savings？D
A．She refused her parents'help．
B．Her parents'didn't know SmartyPig．
C．Her parents didn't give her money．
D．Her parents were very poor．
54．Who will like SmartyPig most according to the text？D
A．The rich adults．
B．The businessman．
C．Michael Ferrari's new baby．
D．The poor young men．
55．What is the passage mainly about？C
A．Michael Ferrari's experience．
B．SmartyPig and the banks．
C．Introduction of SmartyPig         
D．Ways to save money．

Answer 1

分析 年輕人可能更喜歡花錢而不是存錢．但一些新的銀行網站正在試圖改變這個現象．這些網站為年輕人提供他們需要的信息和工具來看管他們的錢．網站還讓用戶與其他年輕人分享他們的經驗．
19歲的Alix Scott今年夏天在一家商店工作，她正在攢錢以支付明年大學的費用．"我必須攢下我所有的學費，因為我的父母不能給我足夠的錢，所以必須依靠我自己的存錢"，她說．但是，Scott不是把她的錢存到當地銀行，而是開始使用SmartyPig，這是一個基于網絡的銀行服務．她說："當我用了它，我就停止了只是花錢的念想．"
邁克爾•法拉利在2007年與朋友開發了SmartyPig．SmartyPig確實能夠幫助人們存錢從而實現燒錢的目標．這個目標可以是一個婚禮、一個假期、一個蘋果手機．在．Ferrari先生為他的孩子開戶并存了一筆大學學費后，SmartyPig就開放了．他說這種經驗讓他意識到了為實現某個目標而存錢的力量．幫助其他儲戶關于他們的目標是他的在線公司堅持的原則．
邁克爾•法拉利說，"例如，我要為一個假期攢下5000美元．我想在三年內實現這一目標．SmartyPig將幫助你了解你需要每個月存多少錢．你不必從你現在的銀行轉錢過來．我們實際上會進入你的賬戶并在每個月的某一天里收到這些錢，我們會把它們放入你的SmartyPig帳戶內，在那里這些錢會得到相應的利息．
二十二歲的Khang Nguyen正在大學學習工程．他喜歡與他的在線社區分享他的儲蓄目標．他說，"我認為這是一件好事，他們能夠看到它．就好像一群我的朋友發現我做什么后，他們總是來問我財務方面的建議．
越來越多的年輕人對SmartyPig這樣的網上銀行網站產生興趣．他們喜歡他們的運營和服務，喜歡在線分享他們的個人信息．

解答 52．B．細節理解題．根據The websites also let the users share their financial*experiences with other young people．可知，網站還讓用戶與其他年輕人分享他們的經驗，而SmartyPig就是一個在線的銀行網站，因此答案為B；
53．D．細節理解題，根據"I have to save for all my college money because my parents can't offer me enough．So，I have to depend on my own savings，可知，Alix Scott要通過自己的工作賺取學費，原因是他的父母不能給他足夠的學費，也就是他的父母負擔不起超額的學費，因此這里的答案是Her parents were very poor．
54．D．細節理解題，根據文中的介紹，使用這個在線銀行的人都是一些通過攢錢來完成某個目標的人，這些目標包括婚禮、假期、蘋果手機等，也就是說這些人現在還不沒有足夠的錢完成這些目標，因此需要這個服務，設定一個期限，攢夠能夠實現這些目標的錢，因此這些人都是不太富裕的人，即The poor young men．
55．C．文章主旨題．根據文中的內容，作者在第一段就引出了在線的銀行網站，緊接著就詳細介紹了SmartyPig，說明了這個網站怎么運行、如何而來、網站的經營理念，因此這篇文章的主旨就是Introduction of SmartyPig，即介紹這個網站；

點評 本文是一篇日常生活類文章．做題時要在理解好文意的基礎上，與題目有機的結合，從文章中找到相關細節性的句子與選項細細比對，進行選擇或推理判斷，選出符合文章內容的正確選項．做題注意靈活，有時可采用排除法或直選法確定出最終答案．